CMR INSURANCE AGENCY LLC is committed to you.
Our goal is to find you the best possible coverage at the lowest possible cost.
The CMR INSURANCE AGENCY LLC mission.
To be our client's Trusted Insurance Advisor in Personal, Commercial and Life Insurance.
CMR INSURANCE AGENCY LLC is driven to successfully manage your risk.
We strive to relieve your stress by giving you the correct insurance advice.
CMR INSURANCE AGENCY LLC employees are your trusted insurance advisors.
We are constantly trying to provide our client with the best options and coverage for their insurance portfolio.
CMR Insurance Agency has been serving Arlington, Upper Marlboro, McLean, Great Falls, Bethesda, Bowie and all of Virginia, D.C., Maryland and North Carolina since 2006. We provide quality personal and business insurance products, but more importantly, we establish a personal business relationship with each and every one of our clients.We are extremely proud of the work we do and how we protect our clients. We strive to make sure they are equipped with the right knowledge and products to protect their assets.
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Por favor llamenos al 703-351-9494 y le atendemos en espanol.
Two Locations to Serve You Best
We Are a Proud ERIE Agency & Have Won the ERIE Founder’s Award 10 Years in a Row
The ERIE Founder’s Award recognizes success in the areas of profitability, applications and policy retention, and is a measure of quality agency performance in auto and property production and service to customers. We are proud to have been a recipient of this award for 10 years in a row!
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Providing for Your Family
Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare, and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Protecting Your Retirement Savings
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.
Life insurance can help support a surviving spouse during his or her retirement.
Protecting Your Small Business
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Spousal Support / Income Replacement
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.
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CMR Insurance Agency especializado en auto, casa, y seguro de vida.
(Recorded in 2012)